Many Ways To Pay
Businesses often need the ability to process customer payments by different methods, depending on how, when and where the sale is made. Using iCharge™, you can handle credit card payments over the counter, over the phone, through your web site, on the road using your mobile phone or in bulk using your office computer.

Instead of using multiple products and services, iCharge™ allows you to access any of these Payment Channels using a single, integrated administration system. Depending on your needs, you only have to turn on or turn off these payment channels as required. Transactions may be processed by yourself, your employees or your customers, but they are all managed and tracked by a single management system all the way to your bank.
Web Payments  
There are two options for enabling secure customer payments on your web site:
iCharge™ Web
Simple, quick and low cost implementation
Secure window pops up from your web page - no security required on your site
Popup window can be skinned to your brand and site style
Your site may be hosted anywhere - use only HTML to connect to iCharge™ Web
Optional callback function to sync transactions back to your own IT system
Comprehensive merchant administration (PayManager) included - you don't even need your own administration system
iCharge™ xSERV
Back-end Web Service connection between your e-commerce application and xSERV server
You have complete control of the design of your payment page
Your web server requires SSL
You will require web programming ability to implement the xSERV connection using SOAP or HTTPS protocol
Store xSERV reference numbers instead of card numbers, so avoid expense of maintaining a firewalled server
Mobile Payments  
Three mobile payment options are available:
iCharge™ for iPhone is your only choice if you have an Apple iPhone.
iCharge™ Mobile WAP should be your first choice if your mobile phone is supported.
iCharge™ Mobile SMS if you are using an old model mobile phone.

Common Features:
Accept card payments from your customers while on the road - anywhere there is mobile coverage
Transaction response in seconds, money in the bank before you leave the job
Very affordable for sole/dual operators (1-2 mobile users) with Plan B (Basic Service)
Great value for companies with large mobile workforce (unlimited users) with Plan A (Advanced Service)
Use on any network, any bank
iCharge™ for iPhone
Specially designed and optimised for the Apple iPhone 3G
Security: 128-bit SSL encryption, user login with PIN
Very user-friendly, exploits the iPhone's superb user interface
Very fast and responsive
Sends receipt/tax invoice to customer's email
iCharge™ Mobile WAP
Supported by most recent model mobile phones (WAP phone with GPRS enabled)
Security: 128-bit SSL encryption, user login with PIN
Transaction submitted by entering data into a form displayed on the phone screen
iCharge™ Mobile SMS
Supported by all mobile phones that can access a SMS text message service
Security: GSM encryption using A5 algorithm, COMP128 calling number authentication
Transaction submitted as a text message
Over The Counter, Mail Order, Telephone Order  
iCharge™ Virtual Terminal
A Virtual Cash Register you can use from any Internet-connected computer in your shop, office or home
A secure web page where you can process credit card payments without requiring your own web site
May be used in place of an EFTPOS machine
Print off receipt/tax invoice on your computer's printer or email to customer
Authorized Recurring Payments  
iCharge™ Batch
Efficient batch processing of recurring transactions you are authorized to charge
Transaction details maintained in a spreadsheet or database in your own computer
Ideal for regular payments such as rents, leases, subscriptions, membership dues
System Integration  
iCharge™ xSERV
Integration of payment function to your own software/application/device/appliance
Uses platform-independent protocols (SOAP or HTTPS) to connect to xSERV server
xSERV can be completely embedded inside your system
Programmatic control of transactions as well as administrative functions, providing high level of automation
Avoid high cost of firewalled server - store xSERV reference numbers instead of card numbers on your system
Camtech Merchant Server
Camtech Merchant Server provides direct interface between your system and the Camtech Payment Gateway
Xilo Online is authorized to license and support the Camtech Merchant Server software
"Raw" interface - you must provide all the programming in Java
Requires ownership of the physical server to install the Merchant Server software, not suitable for shared hosting
We can provide Interface Modules to the Camtech Merchant Server for ASP and ColdFusion programming environments