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iCharge™ Web Classic  |
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Global payments from your web site straight through to your bank A quick, simple and affordable solution for securely processing credit card payments made by customers visiting your web site. Transactions are authorized in real time and funds transferred directly into your bank account. Your web site may be hosted anywhere, and implementation may be as simple as adding a few lines of HTML to your web page. Supported by all card brands and all major Australian banks including ANZ Bank, BankWest, Commonwealth Bank, National Australia Bank, St George Bank and Westpac. |
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Download iCharge™ Web brochure
Payment: the e-commerce moment of truth Use iCharge™ Web to add a secure credit card payment facility to your website and start the revenue stream from your web business. iCharge™ Web works non-stop for you, moving money from your website directly into your bank account. The iCharge™ Transaction Engine takes care of all the complexities involved in setting up your online payment system, saving you time, money and effort. Credit cards are the best way to accept payment for your goods and services on the Internet. Almost everyone with any money to spend has a credit card, and is used to the idea of using them on the Internet. With a credit card merchant facility, you become a global business and can accept payment from customers anywhere in the world, yet you are protected from currency exchange risk because you always receive your marked price in Australian dollars regardless of your customer's home currency. You receive payment up front and you outsource the debt collection problem to someone else and that's always good for business. Who can use iCharge™ Web? iCharge™ Web is designed as a generic Transaction Engine that can be used by any business to collect payments for any purpose. As long as you have a website and a credit card merchant facility, you can implement iCharge™ immediately. Otherwise, contact us and we can help you get started in organizing these facilities. A few examples of how different businesses can use iCharge™ Web:
••• See iCharge™ Live - visit some real merchant sites
How it works To implement iCharge™ Web, you create a payment page on your site by inserting some HTML and JavaScript that we provide. When a customer clicks a PAY button on your payment page, this submits a form to iCharge™ which triggers a small secure window to pop up in the customer's browser. The popup method has been designed to be allowed by popup blockers. Security on the popup page is provided by the iCharge™ server, so no security is required on your site. The popup page is small and keeps your payment page in the background so that the customer does not lose sight of your site. You can also skin the iCharge™ page to match the look-and-feel of your site. The customer enters credit card details into the form in the secure window and submits the transaction. The transaction is processed by iCharge™ through the Australian EFTPOS network, all within a few seconds. If approved, money is transferred and a response code is returned from the bank. iCharge™ displays the transaction status back to the customer. If approved, a printable receipt or tax invoice is issued, and also emailed to the customer. iCharge™ provides a callback function which posts the transaction details and status to the nominated URL of a listener script hosted on your site. Each transaction triggers your listener script to update your own in-house IT application. iCharge™ provides a Merchant Administration System called PayManager. You can log in to PayManager anytime to monitor transactions, issue refunds, produce business reports and control all settings of your iCharge™ system. Through PayManager, transaction details can also be downloaded as a file for loading into your own application, or simply opened in a spreadsheet or database program. A word on security High grade encryption is used on all transmissions over the Internet to protect both yourself and your customer. 128-bit SSL is implemented between iCharge™ servers and the customer's computer, and between PayManager and the Merchant's computer. A Virtual Private Network (VPN) is used upstream of iCharge™ to transmit transactions to the Payment Gateway and financial institution network. iCharge™ uses strong 1024-bit RSA encryption to secure the VPN. The iCharge™ system is operated in a highly secure physical and network environment, which includes restricted access, 24-hour monitoring and firewall protection designed to prevent electronic intrusion. All critical data are stored by iCharge™ in encrypted form. The Camtech e-commerce payment gateway that stands behind iCharge™ is one of Australia's largest Internet payments processor, providing a robust and highly secure framework for handling millions of Internet transactions each month. iCharge™ offloads all security requirements from your website, so you don't have to worry about the secure handling of credit cards. iCharge™ Web Summary - compare our features
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